Basic returns ranges between 3% ~ 4.9% and is subject to variations in the peer-to-peer market place.

ZOPA means Zone Of Possible Agreement, a term specifying the bounds within which agreement can be reached between two negotiating parties.

Zopa has an annual get-together in Central London for its investors so they can swap business cards

ZOPA was the first P2P lender in the UK. Zopa was founded in 2005 by Giles Andrews, James Alexander, Richard Duvall, David Nicholson, Tim Parlett

The Peer-to-Peer Finance Association was established in 2011, with Zopa as a founding member.